Financing SMEs and Entrepreneurs 2013 An OECD Scoreboard e-bog

Access to finance represents one of the most significant challenges for entrepreneurs and for the creation, survival and growth of small businesses. As governments address this challenge, they are running up against a major and longstanding obstacle to policy making: insufficient evidence and data. Better data is needed to understand the financing needs of SMEs and entrepreneurs and to provide the basis for informed institutional and public policy decisions. The OECD Scoreboard on financing SMEs and entrepreneurs represents a major step in addressing this obstacle by establishing a comprehensive international framework for monitoring SMEs' and entrepreneurs' access to finance over time. The Scoreboard presents data for a number of debt, equity and financing framework condition indicators. Taken together, they provide governments and other stakeholders with a tool to understand SMEs' financing needs, to support the design and evaluation of policy measures and to monitor the implications of financial reforms on SMEs' access to finance. This second edition comprises 25 countries, including Canada, Chile, the Czech Republic, Denmark, Finland, France, Hungary, Ireland, Italy, Korea, the Netherlands, New Zealand, Norway, Portugal, the Russian Federation, Serbia, the Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Thailand, Turkey, the United Kingdom and the United States. It includes an overview of SME financing trends and conditions across participating countries, focusing in particular on the changes which occurred between 2010 and 2011, and of government policy responses intended to improve SMEs' access to finance. The second edition also includes a Reader's Guide, a thematic focus on Credit Guarantee Schemes and methodological Annexes.